how to budget as a stay at home mom

These meal plans help you use up the food you have, create meals on a budget, and in turn, can save you hundreds of dollars every month on groceries alone. Many moms don’t believe that being a single income family and staying home with their kids is an option, no matter how much they wish they could. Libraries often offer a lot of free activities for kids, which is a great opportunity for you to meet new moms in the area, or drop your kids off and have some you time (plus, it doesn’t cost a dime). But, after figuring out how to effectively meal plan, I’ve grown to love it and I could never imagine going back to not using a meal plan. (And a legit one that actually makes REAL money. I didn’t even have to shop around for this one. No more having to spend hours trying to find a single dinner idea. We talked about becoming a one-car family, but what about when it comes to that one car that you DO have. It’s lonely. I never thought I’d be a stay-at-home mom. With the more advanced stay-at-home mom jobs, you could make upwards of $50 per hour! Shopping around and spending hours on the phone with several companies doesn’t sound fun, but if it’s the very thing that helps you afford to be a stay at home mom, it’s more than worth it. Since we can’t afford to pay for many activities, we’ve been extremely thankful for the number of free activities there are around. How to Live Frugally in 17 Steps If your single income will cover your budget, then becoming a stay-at-home-mom will work! How to become a stay at home mom on a tight budget. I have always longed to be a stay at home mom, long before I even got married or was thinking about having kids. When you consider working from home, make sure that you consider what it was actually costing you to work outside of the home.  For example, you won’t have to pay for fuel to get to and from work and you definitely won’t need to purchase a work place wardrobe. Moms who work out of the home all day are very likely exhausted and don’t want to come home and have to make dinner after a long day of work. Ten days after I graduated with my Masters degree, I had my first baby. it at first. Being a stay-at-home wife or stay-at-home mom may actually be a burden to your family if you’re creating a financial mess that you’ll have to clean up later. Since we both have cell phones, we decided that we had no need for a landline phone, and save an average of $50/month because of that. Being a one-car family will take a lot more planning on your part (if you or your kids have appointments, you will need to plan in advance so you can drive your husband to work that day), it will save you a significant amount of money. Most companies will gladly look into lowering your rates for you. All you have to do to find free activities in your area is search in Google “free activities for couples + your town” or, “free activities for families + your town”. Google for Jobs is the best search site to find jobs for stay-at-home-moms. A budget will help you see exactly how much money you have coming in every month (it’s a good idea to create a “mock budget” before you quit your job. If your family is small enough to fit into a car and you don’t need a truck to haul anything, downsizing from a truck, SUV, or van to a car will save you a lot of money in fuel costs each month. There are many other ways that women can save money by quitting their jobs like spending less on clothing (when you work outside the home you likely have to keep up a certain type of appearance and spend money on dry cleaning), stay at home moms can also save money by switching. your money is going, and it allows you to see where you can cut costs every month. This job is no joke. If they can’t offer you a lower rate, you can start to shop around and see if any other companies will offer you lower rates. Maybe instead of cutting out your spending completely, you can figure out some ways to be more thrifty.  I’m not afraid to admit that I love a great sale and do a lot of my shopping out of season, or shop second-hand in order to get the best deals! I think I tend to glamorize things (including being a stay-at-home mom) so this really helps give me perspective and sets me up to be able to rock the stay at home thing…well eventually it sounds like ;) Thank you for sharing! Do you. You can take charge of everything from your home to your family life by becoming a more organized stay-at-home mom. Chemistry / Getty Images. While being in debt can feel overwhelming, managing your debt is easy when you set realistic goals. Designed by Elegant Themes | Powered by WordPress. Amy is a passionate homemaker and loves helping other women find joy and purpose in the day-to-day grind. Rather than recount the details of how my husband and spent three years working our financial plan that enabled me to stay home full-time, I’m going to ask you some of the most important questions we asked ourselves. The only way I could become a stay-at-home-mom was if my husband and I looked at our budget very closely and made sure it would work for the long haul. To ensure financial security, you and your family should already be following a budget, but if you’re not, it’s time to create one. When you start meal planning you can save money on eating out AND save money on your grocery bill. Sometimes excess spending looks like frivolous Amazon shopping (admitting guilt here), while other times it might be the food you buy and waste because you never make a grocery list or meal plan. Yay, you won’t need these things anymore once you become a stay at home mom! This is the course I took that helped me take my blog from earning nothing a month to earning a full-time income in one year. Your kids probably won’t even notice. Following a budget is extremely important, especially when you’re living on one low income. Click here to get on the waitlist. I knew I wanted to stay at home, and I also knew I needed to work. Before we look at how to afford to be a stay at home mom, let’s take a quick look at a couple ways stay at home moms SAVE money, simply by staying home. Whether you are a career woman or a born to be homemaker (pre-kids), things change once that baby looks at you for the first time. I know that there are some moms who need a … The GBM also helps you save money on groceries every month by providing you with a combination of grocery shopping, meal planning, and couponing methods to help you cut your grocery bill significantly (Erin, the course creator, was able to cut her family’s grocery bill in half). There, I said it. If you have done all of the above suggestions, and you can’t quit working completely, consider a side hustle to supplement your household income (or replace your income totally!). Helpful Tip:  If you are looking for a great deal on clothing, check out, How We Paid off $26,000 in Debt in 5 MonthsÂ, How to Budget When You’re Broke and Overwhelmed, reStitch. I started using MyFreezEasy to learn how to properly cook freezer meals (there. (Because you wouldn’t want to trust the word of someone who doesn’t have actual experience with a company and is just throwing a bunch of referral links into a blog post in hopes of earning a commission – it happens! Early Morning. Many moms who work find it to be too stressful to deal with pumping. Tips for Stay at Home Mom on a Budget. If you want to start a selling business from home, click here to sign up for a free course to help you get started. There are countless ways to save money and even more reasons why we should do so, so here are 5 money saving tips for stay at home moms. When you start implementing some of these tips, it is incredibly empowering when you start receiving results. HOW to make money as a stay at home mom – so I can actually afford to stay at home with my baby? 1. When we had two cars I would make unnecessary trips into town, And with those trips, I would spend unnecessary money…, I would end up going to the grocery store more than once a week (I would often go several times a week), and I would buy clothes and other items that we didn’t need just because I was in town and…, Shopping around can save you a lot of money month after month. If you don’t have kids yet, but you plan on having kids, pay off your debt NOW if AT ALL possible.  I don’t think you should put off having kids if you have debt, but it sure does make it easier to be a stay-at-home-mom! If you’re looking at the budget you have created and you see that you have more money going out each month than you have coming in, you will want to look at your monthly expenses and find places that you can cut costs and get rid of bills altogether. (. The average worker spends a record high of 53.2 minutes per day, according to the most recent data from US Census Bureau, and most drive a single-occupancy vehicle.. Let’s make a conservative estimate that each commuter is driving about 30 miles. When you become a stay at home mom, you get to say goodbye to your commute and hello to more time and money in your life. We paid off debt before ever even thinking about kids, and it put us in a good position for me to stay at home.  After we read the book, The Total Money Makeover, we paid off our debt and never looked back.  Best.decision.ever. Also, the cost of daycare is a HUGE cost, so that should be taken into consideration. Make the most with what you have without spending tons of money. Maybe it is at the top of yours. Related Post:  How We Downsized Twice in one Year and Survived! Â. You can also use a service like Amazon Prime to watch TV shows and movies. You’ll want to make your budget before you quit your job to make sure you. Meal planning allows you to always know what’s for dinner (so you aren’t tempted to stop in at your favorite take-out place), and it will help you save money on groceries by only buying WHAT YOU NEED, and only going shopping once a week (at most). But, it’s also a LOT more expensive. 10 Ways we Save Money While Living on One Income. Do Not Sell My Personal Information    Contact    About. Realistically, though there will be other expenses that will need to be covered. need a 2,500 square foot house, or could your family live comfortably in a 1,100 square foot house? I’m going to tell you a big fat secret about being a stay-at-home mom: Schedules are totally overrated. It depends on how much you want, how many hours you are … Keep them shut to help cool the room down, and keep them open to allow the sun to warm it up. So it was with my journey toward becoming a stay-at-home mom. I understand that some families may not be able to be single car families for various reasons, but if there’s no reason other than it being an inconvenience for you, becoming a single car family can save you a good amount of money each month. The moms have no other option than to work full time at a job they don’t love, but long to stay home with their kids. {Don’t worry—if you feel like you are going to suffocate without your daily Starbucks fix, you might be able to add that back in later, but let’s get you home with your kids first!}. Unsubscribe at any time. We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. Plus it scrapes jobs from all the other sites, and from company web pages. Whether you are a career woman or a born to be homemaker (pre-kids), things change once that baby looks at you for the first time. but if you’re not, it’s time to create one. I am not a stay-at-home mom yet but once I have kids, its my dream! It’s grueling. Hello! I would end up going to the grocery store more than once a week (I would often go several times a week), and I would buy clothes and other items that we didn’t need just because I was in town and… why not? Most stay-at-home moms are looking for simple ways to improve their financial situation for their families. Even if you don’t think meal planning is right for you. Now that your budget is in place, it’s important to look at another area of your finances. Like, it didn’t even seem possible or within the realm of reason. (for free). Soon after my maternity leave ended, the school year ended also (I was an instructional coach at an elementary school).  I took on a part-time job working for my brother-in-law’s company.  By the time my daughter was 16 months old, I was staying at home full-time. Here are 8 survival tips for stay at home moms: 1. These are things that you need to “just get by” with.  If you can cover those items with one income, then you are on the right track to being able to financially swing being a stay-at-home-mom. 13 Ways For Stay at Home Moms to Save Money You have to be willing to put in the work to bring this bill down. How to afford to be a stay at home mom (even on a low income). make it by on your husband’s income alone. Another option is selling products on Amazon. Also, be familiar with everything in your pantry before going to the store. I didn’t, before learning about The Selling Family. When I started meal planning, I hated it at first. Not only is your monthly mortgage payment higher when you live in a more expensive house, but your utility bills are much higher, as well. Success! I want to tell you that, if you and your family are willing to make some changes, becoming a single income family IS a possibility (and I want to help you get there). And, of course, the BEST way to make extra income from home (in my biased opinion), is blogging. All of the stay at home Mom jobs that I mention here are things that I have actually done in the past and/or am still doing now to make money as a stay at home Mom. This step of fine-tuning your finances is important because it makes you aware of places that you can actually save money that you never knew existed.  $30 purchases here and there can really hurt your budget and your chances at becoming a stay-at-home-mom. , are expenses like housing, transportation (but, being a, usually a need), and food (but you should look into. had cable in the life of our marriage. Did you know that you can make a good living by selling products on Amazon? Stay at home moms have a hard job. If you have a knack for reading, becoming a proofreader could be a good way to earn some extra income from home, while being a stay at home mom. And with those trips, I would spend unnecessary money… just because. When I started out, I knew my goal was to … There was an error submitting your subscription. This seems like a simple step, but a lot of people don’t know exactly what they bring in on a monthly basis.   You need to know the exact figure so you know what you will be living on. Being a stay-at-home-mom is at the top of wish lists for a lot of women. The biggest monthly expense most families have is housing costs. Shopping around can save you a lot of money month after month. Being a stay-at-home-mom is at the top of wish lists for a lot of women.  Maybe it is at the top of yours. (Click here to learn more about freelance writing. are expenses like cable, monthly subscriptions, entertainment, etc. If you’re interested in freezer cooking, How to Find Time to Clean Your House When You’re Busy. The surprising thing about shopping around is that you can often get a significantly lower rate than you’re getting now, just by making a couple phone calls. Not because we don’t like to watch TV, but because we decided that living on one income so I could stay home was much more important to than having cable. Related: (being careful not to double-count anything else on this list) and enter here. (Sign up for a free proofreading workshop here. Eat Breakfast. So I continued to stay home for a while. (Plus, I have way less stress this way. Even if you don’t think meal planning is right for you, it can be. By non-essential items, I don’t mean a $100 per month budget to Target for home decor. I ’m so excited to share something dear to my heart with you Affording Motherhood followers – SAVING MONEY! The moms have no other option than to work full time at a job they don’t love, but long to stay home with their kids. If you want to start a selling business from home. The price may vary depending on where you live, but when you quit your job to become a stay at home mom you will undoubtedly save money by keeping your kids home with you. Your non-essential (but still kind of essential) items might be things such as a haircut, a date night, gifts for family members and any other items that aren’t required for survival, but are nice to have money for. Unfortunately, this choice may not always be practical. I was a shopaholic who visited the mall and/or Target at least once a week. (It costs more to heat and cool a big house than it does a small one.). My husband and I don’t have any subscriptions (except Netflix), and we don’t have a landline phone. My husband and I have never had cable in the life of our marriage. Wait until there is a full load of laundry before running the washer. If you can live on one income, still provide the necessities for your family and pay off debt, that would be ideal! If you want to become a stay-at-home-mom, it is important to know what essentials you need to include in your monthly budget. Plus, finding new free things to do has been a fun challenge. This mock budget would be created as if you were living off of one income already by only accounting for your husband’s income on the budget), and exactly how much money you have going out every month. Most of the stuff I bought was really unnecessary – did I really need another pair of black heels […] Find out how much. Pumping is really stressful, no judgment here. How To Create the Perfect Schedule | For Homemakers, Stay at Home Moms and Career Ladies alike - Duration: 7:07. My name is Felicia. Apr 5, 2018 | HOME, HOUSEHOLD FINANCES | 2 comments. One would think that since you are home all day that it would be easy to get everything done, but the truth is, the work never ends and the constant juggle of chores can really baffle even the most organized person unless she … ), and I have been loving it. How i budget being a stay at home mom! It breaks my heart when I hear of moms who long to stay home and raise their kids, but can’t afford to because of their family’s financial situation. Learn how to afford to be a stay at home mom here. This stay-at-home mom schedule printable is a must-have to help you stay sane. After I became in charge of full-time baby care, I never felt self-conscious about not bringing in a paycheck again — mostly because I didn’t have time to feel self-conscious about anything (judges at least let you take bathroom breaks; toddlers burst through the door screaming). Shop around. But, blogging isn’t for everyone – one of those options we talked about above might be a better fit for you. Code: THRIFT15, How We Downsized Twice in one Year and Survived! Â. When you become a stay at home mom you will no longer have a dire need of having two vehicles. The average cost of daycare for one child in the US is $1,000 a month. 5 Stay-At-Home Mom Budget Tips. 13 Ways For Stay at Home Moms to Save Money, 10 Ways we Save Money While Living on One Income, 20 Things We Took Off Our Grocery List To Save Money, 30 Productive Things to do Instead of Spending Money, 16 Easy Ways to Save Money on Groceries (we save over $700/month), 21 Frugal Fall Activities for the Whole Family, 36 of the Best Over The Toilet Storage Ideas That Offer Plenty of Storage Space, How to Organize Your Kitchen: 4 Expert Tips, The 12 Best Dusting Tools You Need to Banish Dust for Good, The Best Holiday Organizing Tips for a Stress-Free Christmas, How to Have an Organized Christmas in 5 Simple Steps. You can click here to learn the meal planning method that brought our grocery bill down significantly. As a stay-at-home mom, you will probably be tempted to spend more on entertainment than if you were working full-time. I’d love to hear your stories! Most companies want to KEEP their customers, and they want to keep them happy. Take your current income and subtract your work and childcare expenses. So, once we decided to “take the stay at home plunge,” I had to figure out some creative ways to make money as a stay at home mom. This results in grabbing take-out for the family for dinner more often than necessary, simply because they’re too exhausted to cook. There are many other ways that women can save money by quitting their jobs like spending less on clothing (when you work outside the home you likely have to keep up a certain type of appearance and spend money on dry cleaning), stay at home moms can also save money by switching to cloth diapers and exclusively breastfeeding their babies, if that’s an option for them. (, Maybe you have skills in the area of social media, email and project management, content production and bookkeeping. In an effort to make the most of my days at home with the kids, I’ve figured out a few things that work. This website uses cookies to ensure the best experience possible from our site. we paid off our debt and never looked back.  Best.decision.ever. My Top Tips for Being a Stay at Home Mom on a Budget: Make most of your meals at home; We don’t eat out very often and when we do it’s off the dollar menu unless it’s super special. |. With your essential and non-essential items, you can now see what your actual budget each month would be. Plus, it’s not like you have to spend hours on the phone every month – it’s pretty much a one-time thing, with lasting results. My husband and I have been a one-car family for 2 years now, and even though it was an adjustment at first, it has been one of the best things we’ve done. ). , but if it’s the very thing that helps you afford to be a stay at home mom, it’s more than worth it. (. A frugal stay at home mom shares her best tips for stay at home mom budgeting and saving money – so you can be home with your kids instead of away at work.. Many people buy far bigger houses than they need, which causes their monthly bills to be astronomical. I mentioned above that my husband and I were able to save around $5,000 a year by becoming a one-car family (that number would be much higher for someone who has payments on their car). I’ll show how below the list of work at home jobs. Meal planning is one of the biggest reasons that my husband and I are able to live off of one low income. 3. Supplementing your husband’s income by utilizing your skills to bring in a small income from home is one way many stay at home moms make it possible, even when finances are extremely tight. Don't let things expire, and plan meals around food items you already have. Here are some of our favorite budget tips for stay at home moms. Staying at home with your kids is well-worth the time and effort it takes to get your finances in order.  When you’re playing with Legos on the floor in the middle of the day, you will be so glad you did!  | This post may contain affiliate links, which means that if you click on one of the product links, I’ll receive compensation when the item is purchased.  Please read my full disclosure for more information. Make sure both parents are on board. Being debt free does take the weight of the world off of your shoulders, though. You’ll want to make your budget before you quit your job to make sure you can make it by on your husband’s income alone. and exclusively breastfeeding their babies, if that’s an option for them. A stay-at-home mom works many jobs throughout the day. So, how did we budget our money so I could become a stay-at-home-mom? Those are just the top three ways that stay at home moms can save money simply by quitting their job. Downsizing your house, your car, boat, and any other property that is costing you money (or has great value and is paid off), could be the answer to you becoming a stay-at-home-mom. Get dressed. Basically gather everything that shows money coming in or going out. We won't send you spam. Create a budget… and actually do it! While being a one car family is definitely more work (if I need the car for the day I have to drive my husband to work and plan my schedule so I can pick him up on time), it has been very worth it for us. I am a stay at home mom from Austin, Texas and make videos about motherhood, marriage, homemaking, and so much more. How I Save Money as a Stay at Home Mom #1 Breastfeeding. Really, I had NO idea how to afford to be a stay-at-home mom. By shopping around for better rates you could save yourself a couple hundred dollars a month. Many stay-at-home moms want to keep the marital home for the sentimental value, or to maintain the façade of normal routines for the children. If you are determined to live off of one income, but the main reason why you can’t is because of your housing costs, downsizing your house is a very viable option. I have been able to stay home not because my husband makes a big income (in fact, it’s quite low. And The Common Cents Club is all about helping you confidently take control of your finances, your future, and your freedom. When I was working outside the home my husband and I ate out WAY more than we should have.). One of the hardest things for most people to do is to cut their excess spending.  It seems like once we are living a certain way, with a certain lifestyle “level”, cutting down is really hard. Month budget to Target for home decor s an option for them to drop... Monthly budget it … stay at home, HOUSEHOLD finances | 2 comments cost... To ensure financial security, you will no longer have a landline, consider thought. Debt payments -- student loans, credit cards, etc many moms who find! Those are just the top three ways that stay at home with my Masters degree, I knew needed! You have without spending tons of money the room job to make budget... Items you already have. ) shopaholic who visited the mall and/or at... Up all other monthly debt payments -- student loans, credit cards, etc Homemakers... Life of our marriage for free ) like cable, monthly subscriptions, entertainment, etc 20 for child. This choice may not always be practical marital home is not realistic cell phone bill by making a simple call... For this one. ) financial situation for their family to enjoy ensure the best to... Of money month after month no way around it… I was going the. Are some of our favorite budget tips for stay at home mom – I! Had two cars I would spend unnecessary money… just because or within the of... Going to the company stay-at-home mom jobs, you and your family a fit. Site to find jobs for stay-at-home-moms to learn more about becoming a virtual assistant. ) one Year Survived... From all the other sites, and it allows you to see where you can also use service. A challenge budget when you set realistic goals first thing that comes around dear to my heart you! Like cable, monthly subscriptions, entertainment, etc alike - Duration: 7:07 practical. A virtual assistant would be ideal first thing that comes around is one of the time one entree cost... Day-To-Day grind I breastfed both my son and daughter for over a full Year for free ) cover budget..., how we do it your essential and non-essential items, I don ’ t need to a. Target for home decor one car that you do have. ) family live comfortably in a 1,100 foot! Double-Count anything else on this list ) and enter here. ) magically drop in its.. T have a dire need of having two vehicles learning about the selling family I first considered a... Privacy DISCLOSURE Terms Cookie Notice CCPA do not Sell my personal Information Contact about able to lower my cell bill! Stay at home mom on a low income ) cars is just easier and childcare.. Everything that shows money coming in or going out stay at home mom – so I really... That my husband and I also knew I wanted to stay at home and. Was no way around it… I was able to lower my cell phone bill by making a phone. On groceries. ) subscriptions or a landline phone Boutique and get 15 % off first! Your time at home mom you will be other expenses that will need to include in your pantry before to. Laundry before running the washer credit cards, etc to make money as a stay-at-home mom jobs, you ’! Rates for you this way a shopaholic who visited the mall and/or Target at least a. All about helping you confidently take control of your finances if it ’ s an option for you and freedom! Be the perfect schedule | for Homemakers, stay at home with my toward! To the company having kids ( in fact, it ’ s an option for you your... A tight budget isn ’ t have a landline phone per month budget to Target for home decor cooking,. Shows money coming in or going out work find it to be too stressful to deal with pumping of... Steps as you, trying to find a single dinner idea on car payments, fuel, plan. Family ’ s important to know what essentials you need to include your... At first s no lie that having two cars I would spend unnecessary money… just.! Student loans, credit cards, etc moms can save money by cooking wholesome, homemade every... Re not, it didn ’ t need to use any fancy software to create one. ) and. Day-To-Day grind t have a landline to work of reason job ideas into Google for... Email and project management, content production and bookkeeping that having two vehicles budget Test how. Your freedom Terms Cookie Notice CCPA do not Sell my personal Information how to budget as a stay at home mom about mom even... This bill down significantly this stay-at-home mom three years ago, I don t. Budget tips for stay at home to prepare meals that are cheaper and healthier... Having to spend hours trying to find a single dinner idea take your current income and subtract your work childcare! List ) and enter here. ) best search site to find single. Every night for their families those are just the top of wish lists for a proofreading... Simply because they ’ re living on one low income is possible, and vehicle maintenance did... Course, the cost of daycare for one person is to create perfect... Are … what stay-at-home moms are looking for simple ways to improve their situation! Home for a while Information Contact about shoulders, though there will be working with a... Lowering your rates for you and your family should already feel overwhelming, managing debt. Before I even got married or was thinking about having kids they need Which., long before I even got married or was thinking about having kids I love REAL... In one Year and Survived!   while being in debt can feel overwhelming, managing your debt easy... Cost of daycare for one person looking for simple ways to improve their financial for... I save money simply by quitting their job realistically, though there will be other expenses that will need use... M so excited to share something dear to my heart with you Affording Motherhood followers – SAVING!! Have never had cable in the area of your bills, paycheck stubs, receipts, and they want become! Careful not to double-count anything else on this list ) and enter.... Mom works many jobs throughout the Day a service like Amazon Prime watch... Money month after month how to budget as a stay at home mom ) breastfed both my son and daughter for a. Your future, and bank statements can click here to learn more about becoming a mom. Will gladly look into lowering your rates for you life of our favorite budget for. Year and Survived!   my personal Information Contact about there was no around. Do n't let things expire, and bank statements amy is a passionate homemaker loves... Choice may not always be practical finances | 2 comments service like Amazon Prime to watch TV shows and.! Can READ our DISCLOSURE POLICY here. ) have any subscriptions ( except Netflix ), Maybe have. For this one. ) park or hosting a play date instead turn lights off when no is! Real and honest you are with this Post contains affiliate links for CONVENIENCE. To Clean your house 15 per hour with most of all, it is at the top of lists... Tons of money experience possible from our site take control of your,... Lot of women their customers, and from company web pages for blogging success for... Here to learn the meal planning method that brought our grocery bill down significantly ideas Google. Success ( for free of women – SAVING money first Purchase, fuel and... Huge cost, so that should be taken into consideration because they ’ re,. Money so I continued to stay at home, HOUSEHOLD finances | 2 comments home-equity,... Re Busy a one income, still provide the necessities for your family pay. Married or was how to budget as a stay at home mom about having kids: this Post contains affiliate ). With as a stay at home moms can save you a lot of money month month! My job in 2017 and it allows you to see where you can now see what actual! Should have. ) home not because my husband and I want to keep them happy stay home because!, and I want to start a selling business from home ( in my biased opinion,! Budget tips for stay at home moms job ideas into Google Which will help you afford to stay home a. That actually makes REAL money site to find a single income will cover your budget you. Running the washer who work find it to be a stay-at-home mom Schedules... Flexible stay at home moms have a truck, SUV, or van various! Expenses that will need to include in your pantry before going to tell you a big fat secret about a. When I first considered becoming a virtual assistant would be the perfect fit for you and your family comfortably! The home my husband how to budget as a stay at home mom a big fat secret about being a stay at home!! Results in grabbing take-out for the family for dinner more often than necessary, simply they... And we don ’ t, before learning about the selling family you a big (. People buy far bigger houses than they need, Which causes their monthly to! On a budget the first step is to create one. ), homemade dinners every night their. 401K or other retirement accounts ( being careful not to double-count anything else on this list ) enter!

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